About · കേരള ഇന്റൽ

Signal over noise.

Kerala Intel turns the state's own fiscal record into something a citizen can actually use: every number traceable, in plain Malayalam and English, free.

The story

Every few months, Kerala's finances turn into a shouting match. One voice says the debt is 35% of the economy, another says 33%, a third says 39%, and the person watching at home is left with the worst feeling in a democracy: that the truth is just whatever the loudest voice claims.

Here is the quiet fact underneath the noise: all three numbers are real. They measure different things: a budget estimate, a revised estimate, and the full consolidated picture. No one is lying. The numbers were simply never explained.

That gap, between the figures that exist and the figures a citizen can actually use, is why Kerala Intel was built.

In June 2026, a committee chaired by K. M. Chandrasekhar tabled a 195-page report on the state's fiscal health. It is careful and honest, and almost no one will read it end to end. Yet inside it are the numbers that reach every home in Kerala: roughly ₹6 lakh of public debt stands behind each household (illustrative; we always print what we divided by); about ₹77 of every ₹100 the government earns is already promised to salaries, pensions and interest before one new road or hospital is funded; and on 16 May 2026 the treasury held about 4.4 days of cash (₹2,212 crore, against a ≈₹11,000 crore monthly committed bill).

None of that is abstract. It is the pension that comes late, the arrear a retired teacher is still owed, the repair the panchayat defers with "no funds this year."

Kerala Intel takes that one validated report, checks it figure by figure against the underlying accounts, and makes every number traceable back to where it came from: tap any figure to see its basis, its boundary and its citation. Where the report disagrees with itself, we show you the disagreement instead of quietly picking a side.

We will not tell you what to think about your government. We exist so that when you do, you are arguing from the same honest numbers it uses.

The counts here are signals, not a referendum. The figures are cited, not asserted. That is the whole point.

The method
IngestBudget books, C&AG and AG accounts, RBI tables, the GST trail — the state's paper trail, gathered as data.
VerifyEvery figure tiered by its source; headline claims need a second independent source. Mismatches go to a public discrepancy log.
AnswerPlain-language answers carrying source · year · basis · tier — in English and Malayalam, as peers.
The product today
  • Ask KeralaLiveAnswers grounded in the Status Report 2026 corpus
  • Citizen VoiceOpenPublic discussion, with official figures pulled in from the Status Report
  • HealthIn verification
  • EducationIn verification
The sources, and the people behind the numbers

The figures come from one document: Kerala's Fiscal Health: A Status Report (Government of Kerala, tabled 4 June 2026). Credit belongs to the people who produced it.

  • K. M. Chandrasekhar, IAS (Retd.)Chairman
  • Prof. D. NarayanaMember · former Director, GIFT
  • Prof. C. VeeramaniMember · Director, CDS
  • Prof. M. ParameswaranResearch and analytical support · CDS
  • Dr. Kiran Kumar KakarlapudiResearch and analytical support · GIFT
  • Shri K. R. Jyothilal, IASConvener · ACS Finance
  • Shri Ajit Patil, IASSecretary, Finance
  • Shri Md. Shafiq, IASDirector, PIEM

CDS research associates: Mohammed Izudheen, Vineesh T.B., Abdulla M.K., Noha K. Jacob, Arush Krishnan K..

Validated by the Fiscal Intelligence Unit (Validated Figure Blueprint v0.1, 5 June 2026): every figure stress-tested against the accounts, with a public discrepancy register — 18 findings, numbered within D1–D25, published in full on the Sources page.

The charter

Non-partisan: the client is the fiscal health of the state, not any government or party. No advertising. Every figure tagged with source, year, basis and tier. Discrepancies are findings, not noise — the log is public. Corrections are published, not buried. English and Malayalam ship as peers.

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